Silkbank offers a ā€œBuy Now, Pay Laterā€ (BNPL) facility through its credit cards, enabling customers to make purchases and repay in easy monthly installments. This service is designed to provide financial flexibility for acquiring various products and services.

How to Avail the BNPL Facility

  • Use Silkbank Credit Card

    Make a purchase at participating merchants using your Silkbank credit card

  • Select Installment Plan

    At the time of purchase or shortly thereafter, choose an installment plan that suits your financial needs

  • Confirmation

    The installment plan is typically activated within a few working days. Itā€™s advisable to ensure that the transaction is converted to installments before the next billing cycle

  • Repayment

    Repay the amount in monthly installments as per the selected plan.

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Additional Benefits

Supplementary Cards:

Silkbank offers up to six supplementary credit cards, allowing family members to benefit from the BNPL facility.

Digital Management:

Manage your credit card and installment plans through Silkbankā€™s internet banking and mobile app.


For more detailed information or to apply for a Silkbank credit card, you can visit their official website: Silkbank Credit Cards.